Have you ever made a "mistake" in your checkbook, forgotten to record a withdrawal, or had an unforeseen expense? OverDraft Privilege can save you money and the aggravation associated with a returned check. As a courtesy, rather than automatically returning unpaid any insufficient funds items that you may have, we will consider, without obligation on our part, payment of your reasonable overdrafts (restrictions may apply). Stop in any one of our 7 branches.

Overdraft Privilege Can Mean . . .

• You may avoid high charges from merchants for returned checks.
• You may avoid the embarrassment and inconvenience of denied purchases and dishonored checks
• Payment of your occasional and inadvertent overdrafts up to your assigned ODP limit of $500, $800 or $1500 will normally be considered based on the type of checking account.
• We will charge our normal non-sufficient funds or overdraft charges as set forth in our fee schedules for each item that would create an overdraft on your account.

You Deserve Consideration!

Rather than automatically returning unpaid any insufficient funds items that you may have, we will consider, without obligation on our part, payment of your reasonable overdrafts.

Eligible Account Types include:

• Simply Free Checking
• 50+ Free Interest Checking
• VIP Free Interest Checking
• Low Minimum Checking
• Prestige Checking
• No Minimum Interest Checking
• eChecking with Interest
• Business Checking

Of course, we can't promise to pay every overdraft, not all accounts are eligible, and some restrictions do apply.  (See the ODP Policy)