"Your money friends" at Franklin Savings understand your need for a big purchase or some extra cash. That is why we have a variety of loan products with different terms and rates to fit your needs.

Home Equity Loans

• borrow on equity in your home

Second Morgtgage - Current Rates

Description Rate APR 60 Months < 80% 7.00% 7.695% 120 Months < 80% 7.25% 7.627% 180 months < 80% 7.50% 7.771% Rates effective: MONDAY APRIL 28, 2008 Interest rates subject to change at any time without notice. Subject to Applicable Service Fees and Disclosures

Lines of Credit

• open-ended revolving line of credit to use as you see fit

Home Equity Line of Credit - Current Rates

Description Rate APR 120 Months < 80% (Prime minus 1%) 4.25% 4.25% 120 Months 81% - 85%(Prime minus .5%) 4.75% 4.75% 120 Months 90.01% - 100% (Prime plus .5%) 5.75% 5.75% Rates effective: MONDAY APRIL 28, 2008 Interest rates subject to change at any time without notice. Subject to Applicable Service Fees and Disclosures

Car Loans

Auto Loans - Current Rates

Description Rate APR New/Used 2008/2007 60 Months - LTV 100% 6.50% 7.073% Used 2006/2005 48 Months - LTV 80% 7.00% 7.705% Used 2004/2003 36 Months - LTV 80% 7.25% 8.172% Used 2002/Older 24 Months - LTV 80% 8.25% 9.601% Rates effective: MONDAY APRIL 28, 2008 Interest rates subject to change at any time without notice. Subject to Applicable Service Fees and Disclosures

Unsecured Signature Loans

Unsecured Signature Loans - Current Rates

Description Rate APR 36 Months 15.00% 16.405% Rates effective: MONDAY APRIL 28, 2008 Interest rates subject to change at any time without notice. Subject to Applicable Service Fees and Disclosures

Student Loans

• funding for higher education

Passbook Loans

• unique loan that won’t disturb your savings